Spousal Carve Out

Spouse Eligibility Rule (Spousal Carve Out) is a plan provision that restricts coverage for employees’ spouses who are eligible for other coverage, such as through the spouse’s employer. Effective January 1, 2015, the County implemented The Spousal Carve Out Rule. If an employee’s spouse is eligible for health coverage under his/her employer sponsored plan, the spouse is not eligible for coverage under the County’s medical plan. Employees will attest to whether their spouse is eligible for health coverage when enrolling online through Benefit Harbor.

Spouses who are employees of Shelby County Government, City of Millington, or a Retiree of any of these or with the Sheriff Reserves/Emergency Services, are eligible to remain on your County’s medical plan.